Recover what's yours with certainty
Built on decades of banking heritage, INTERCOL delivers premium international B2B debt collection services across 30+ jurisdictions — with zero upfront cost.
First class recovery, economy pricing
Every INTERCOL client flies first class. No upgrades needed. No hidden fees at the gate.
INTERCOL Service Lounge
What's included in every recovery
Business Class Case Assessment
Senior specialist reviews your case within 24 hours. Full recovery strategy report.
VIP Client Care Lounge
Dedicated case manager. Direct phone line. No queues, no ticket numbers.
First Class Recovery Reports
Weekly updates on case progress, debtor engagement, and recovery timeline.
Global Route Network Access
40+ jurisdictions with local agents. No connecting flights for your case.
Priority Boarding to Legal Escalation
Pre-approved legal route if amicable fails. No second assessment, no gate delay.
Real-Time Gate Change Alerts
Instant notification when debtor pays, responds, or disputes. No surprises.
Turbulence Protection Guarantee
Debtor goes insolvent? You owe us nothing. No recovery, no fee. Ever.
Multilingual Cabin Crew
Debtor contacted in their own language. Native speakers in every jurisdiction.
Success fee: 10-25% of recovered funds only
No recovery = no fee · No retainers · No hidden charges
UPFRONT COST
$/£/€0
Pay only on landing
International B2B debt collection — built on 25 years of banking heritage
INTERCOL is an international B2B debt collection agency established in 1999 by former professionals from Diners Club International and Citibank UK. We recover commercial debts across more than 40 jurisdictions worldwide — from a single overdue invoice to multi-million-euro receivables portfolios.
What separates INTERCOL from volume-driven collection firms is precision. Every jurisdiction has its own legal instrument for recovering documented commercial debts: the Mahnbescheid in Germany, the Injonction de Payer in France, the Decreto Ingiuntivo in Italy, the Proceso Monitorio in Spain, the Kort Geding in the Netherlands, the Letter Before Action in the United Kingdom. We know which instrument to use, when to file it, and what it costs. A German Mahnbescheid costs EUR 32 to file. The debtor has 14 days to respond. Most don't contest it.
87%
Cases resolved
34 days
Avg. resolution
$/£/€0
No win, no fee
We start where your patience ends.
Our clients are CFOs, credit managers, and accounts receivable controllers in manufacturing, technology and SaaS, logistics and freight, construction, wholesale and distribution, and professional services. They come to us when internal chasing has failed — when the polite emails have been sent, the phone calls made, and the debtor still isn't paying.
INTERCOL operates across Europe — Germany, France, Italy, Spain, United Kingdom, Netherlands, Switzerland, Poland, Sweden, and 18 more EU member states — as well as Türkiye, the UAE and wider Middle East, the United States, Canada, Brazil, and Australia. Every jurisdiction is covered by local legal partners who file in the local courts, in the local language, under the local procedural rules. You deal with one point of contact. We handle everyone else.
There are no upfront costs. No retainers. No subscription. We operate on a success-fee basis: you pay a percentage of recovered funds only when we collect. If we do not recover your receivable, you owe us nothing. This is not a marketing claim — it is the business model that has sustained our practice for over 25 years.